Personal : Condo Owners
Condo Application (PDF)
Summary of Coverages (PDF)
Condo ownership presents an interesting insurance dilemma. When you own a condo, the structure will normally be insured by a Master Policy. This Master Policy will leave you to insure your contents and to some extent, the interior of the dwelling itself. There are several important gaps between your Condo Association’s Master policy and your homeowners insurance.
Since we have extensive experience in coastal insurance exposures, we have worked with some of the finest carriers to develop a Condo insurance program for you, the unit owner. Please take a few minutes to read our guidelines for condominium insurance. It is packed with important information about condominium insurance.
Here is a sample of what we suggest you do to insure your condo properly:
- Become familiar with the type of policy your association has in place.
- Speak to one of our condominium insurance agents to develop unit owner’s coverage to satisfy your needs.
- Purchase an HO6 to cover your condominium unit.
Here is what we do not suggest:
- Allow you insurance agent to extend liability to your condo unit from your homeowner’s policy.
- Think that your homeowner’s policy will gap the differences in your Master Policy and your individual insurance needs.
In just a few short minutes, we can review your quote regarding the needs for your condo.
Fill out our online application and submit it for a quote today! One of our seasoned agents will respond to your request before the end of the next business day!

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Dear SFI Group,
I recently had a water leak causing significant damage in my Condo at Topsail Beach. You were absolutely fabulous in addressing my issue and helping me get the proper and timely reimbursement. Scott, I also appreciate you directing me to a terrific local business that could help me fix the damages in the Condo. I received wonderful service, prompt reimbursement and now have my Condo back better than ever. This whole experience has been a tribute to working with a quality insurance company. Keep up the great work and thanks again!
Most Sincerely,
J. Todd Williams, M.D.
This website is not intended as a solicitation to sell insurance in those states where SFI Group, Inc is not properly licensed to sell insurance.
Licensed to operate in:
VA,NC,SC,GA,FL,AL,MS,LA, DE,
and TX |