Personal : Condo Owners

Condo Application (PDF)
Summary of Coverages (PDF)
Condo Owners Insurance Brochure (PDF)
Servicing Guide Announcement (PDF)
Selling Guide (PDF)

Condo ownership presents an interesting insurance dilemma. When you own a condo, the structure will normally be insured by a Master Policy. This Master Policy will leave you to insure your contents and to some extent, the interior of the dwelling itself. There are several important gaps between your Condo Association’s Master policy and your homeowners insurance.

Since we have extensive experience in coastal insurance exposures, we have worked with some of the finest carriers to develop a Condo insurance program for you, the unit owner. Please take a few minutes to read our guidelines for condominium insurance. It is packed with important information about condominium insurance.

Here is a sample of what we suggest you do to insure your condo properly:

  • Become familiar with the type of policy your association has in place.
  • Speak to one of our condominium insurance agents to develop unit owner’s coverage to satisfy your needs.
  • Purchase an HO6 to cover your condominium unit.
Here is what we do not suggest:
  • Allow you insurance agent to extend liability to your condo unit from your homeowner’s policy.
  • Think that your homeowner’s policy will gap the differences in your Master Policy and your individual insurance needs.

In just a few short minutes, we can review your quote regarding the needs for your condo.

Fill out our online application and submit it for a quote today! One of our seasoned agents will respond to your request before the end of the next business day!

Request Quote

Client Testimonial

I have been a Topsail Reef homeowner for over nine years. When I have needed information, guidance or claim work provided, SFI (Scott Wheeler) has been very available and helpful. The staff and claims representatives have, at all times been pleasant and professional. When I recently filed a claim due to water damage, the adjuster came promptly, analyzed the damages and settled the claim with a check before he left! Thanks Scott and SFI team! You make stress easier to handle.

- Nadine Morton
October 24, 2011

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